temporary car insurance

Pay as you drive cover

Please click here for short term (1 day to 28 days) temporary car insurance

Please click here for monthly (1 month to 8 months) monthly car insurance

YWe live in a pay-as-you go world, as anyone who uses a mobile phone or hires a car for a short while can testify, and we are used to buying a service just for the length of time we wish to use it. There is really no justifiable reason why car insurance cannot be the same, which is why eCar brought out their very successful pay-as-you-go short term car insurance policy.

Temporary car insurance already exists of course; for some time you have been able to insure a vehicle, with fully comprehensively or third party only cover, for as little as a single day, right up to 28 days which is the maximum allowable by law. This type of policy is very popular and many people such as students who are away from home a lot or those who only use a car for holidays buy policies like these regularly, as and when they need them, rather than pay out for yearly policies which have become prohibitively expensive.

Many people, however, need insurance for a longer period (although still less than a year) and others cannot accurately predict how long they will need it for; the car may be up for sale, they may have a contract or job whic may continue for some time, they may be waiting for a job offer, or to go into hospital for an operation, or any one of numerous reasons and this is why the pay-as-you-go policy was developed. To put it at it's simplest; you buy car insurance on a monthly basis with the cover automatically renewed each month, until such a time as you give notice of cancellation or the term of cover reaches it's maximum length of eight months. The cost per month is fixed at the outset and cannot be altered by the insurer provided that your risk profile doesn't change (ie if you have an accident, conviction, address change etc).

One particular advantage of the eCar policy is that cover can be available (subject to the usual restrictions) for drivers from 17 years of age upwards, whereas conventional temporary cover excludes youngsters under 21 years of age. This means that short term insurance is now available to the 17-21 age bracket too, although with a minimum policy length of a month, rather than just a single day.

Month by month policies can also be externded to cover one driver for multiple cars, or even multiple drivers, and cover for driving throughout the EU is available as an optional extra.

Please click here for short term (1 day to 28 days) temporary car insurance

Please click here for monthly (1 month to 8 months) monthly car insurance

 

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