van insurance provides month-to-month cover that may be
cancelled at any time. Motorists may buy one month of cover
and then deactivate it when it's no longer necessary.
Alternatively, they may keep the cover for many months – the
plan allows great flexibility for both business and personal
monthly policies are often run entirely online. Without the
costs of offline facilities, insurers save significant sums
on operational expenses and pass the savings along to their
customers. Online systems allow motorists to log in any time
they like. They may purchase a policy, change contact
information, add vehicles to the policy, or cancel the
policy, among many other things. To purchase a policy,
motorists input their information on the website; they will
receive an insurance quote, which is valid for 14 days.
After 14 days, the premium may be recalculated. If motorists
want to accept the quote, they will have to input more
detailed information such as the registration numbers for
covered vans and the like.
How it Works
motorists have purchased a pay-as-you-go policy, they will
be covered until they cancel the policy. Payment is made by
credit or debit card under a FuturePay agreement. Debit or
credit cards will be charged for each month's premium, plus
an administrative charge of £5. Motorists may need to cancel
both on the website of the financial institution that
manages the FuturePay agreement as well as on the insurer's
website. Cancellation in the midst of the monthly term does
not entitle motorists to a refund of any premium. If a
motorist doesn't cancel the policy, his or her credit or
debit card will be automatically charged each month.
No Claims Accelerator
are guaranteed for at least 8 months. Motorists may earn 1
year's worth of their no claims discount in 8 months of
driving. This means that they may earn 5 years in as little
as 40 months. Once they reach 40 months, the no claims
discount is guaranteed for life – so long as one stays with
that insurer. Motorists continue to get the benefit of the
guaranteed no claims discount, even if they get into
accidents and put in claims after the 5 year mark.
Click here for a quote!
All details above are based on a typical policy and
conditions will change from time to time, and from one
insurer to another so please check policies carefully before
entering into any commitments.
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